Understanding Choice Home Warranty

Understanding Choice Home Warranty Prices: A Complete Guide

April 17, 2025
Kumar
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Understanding Choice Home Warranty : When it comes to protecting your home’s essential systems and appliances from unexpected breakdowns, a home warranty can be a lifesaver.

Choice Home Warranty is one of the popular providers in this space, offering affordable plans that cover a wide range of household items. In this blog, we’ll explore Choice Home Warranty’s pricing, plan options, what’s covered, and other key details to help you decide if it’s the right choice for your home.

What is Choice Home Warranty?

Choice Home Warranty is a service contract company that provides home warranty plans designed to cover repair and replacement costs for major home systems and appliances. Instead of paying out-of-pocket for expensive repairs, homeowners pay a fixed annual fee and a service call fee when they need a technician.

Understanding Choice Home Warranty Plans and Pricing

Choice Home Warranty offers two main plans:

Plan Name	Monthly Price Range	Annual Price Range	Key Covered Items
Basic Plan	$35 – $50	$420 – $600	14 major systems including plumbing, electrical, heating, water heater, dishwasher, garbage disposal, etc.
Total Plan	$50 – $60	$600 – $720	Everything in Basic Plan plus air conditioning, refrigerator, washer, and dryer

Service Call Fee

Each time you request a repair, you pay a service call fee (also called a trade call fee). For Choice Home Warranty, this fee is approximately $85, which is relatively affordable compared to other companies where fees can range from $60 to $150.

Optional Add-Ons

Choice Home Warranty lets you customize your coverage by adding optional add-ons for an additional monthly or annual fee. These add-ons typically range from $3.33 to $15 per month (or $40 to $180 annually) and can include:

Pool and spa coverage
Limited roof leak protection
Septic system and well pump
Central vacuum system
Second refrigerator or freezer
Sump pump protection

Adding these can increase your monthly premium but provide peace of mind for additional home components.

Factors Affecting Choice Home Warranty Prices

Several factors influence the final price you pay for a Choice Home Warranty plan:

Plan Type: Basic plans are cheaper but cover fewer items, while Total plans cover more systems and appliances.
Location: Prices vary by state and region due to differences in market competition and service costs. For example, prices may be lower in Florida and California but higher in Alaska or New York.
Home Size and Number of Appliances: Larger homes with more appliances typically have higher premiums.
Add-Ons: Additional coverage options increase your monthly or annual cost.
Customer Credit and Provider Agreements: Sometimes better credit scores or special provider deals can affect pricing or discounts.

Benefits of Choice Home Warranty

Affordable Monthly Premiums: Compared to many competitors, Choice Home Warranty offers competitive and budget-friendly pricing.
Low Service Call Fee: The $85 service fee is reasonable and helps keep repair costs predictable.
Flexible Coverage Options: You can choose between Basic and Total plans and add optional coverage based on your needs.
Discounts and Promotions: New customers often receive discounts such as $50 off or a free first month, reducing initial costs.
Nationwide Coverage: Available in most states, with a large network of licensed technicians.

Comparing Choice Home Warranty Plans

Feature	Basic Plan	Total Plan
Monthly Price	$35 – $50	$50 – $60
Annual Price	$420 – $600	$600 – $720
Covered Systems	Plumbing, heating, electrical, dishwasher, garbage disposal, water heater	Basic Plan plus air conditioning, refrigerator, washer, dryer
Service Call Fee	$85	$85
Optional Add-Ons	Available	Available

Is Choice Home Warranty Worth It?

If you want to avoid unexpected repair bills and protect your home’s major systems and appliances, Choice Home Warranty is a solid option. Its pricing is competitive, and the plans offer comprehensive coverage with the flexibility to add extra protection as needed.

The $85 service call fee is reasonable, and the company’s discounts for new customers make it even more attractive. Whether you choose the Basic or Total plan, you can expect peace of mind knowing that many costly repairs are covered.

Final Thoughts

Choice Home Warranty provides affordable and customizable home warranty plans starting from about $35 per month. With coverage for essential systems and appliances and reasonable service fees, it’s an excellent choice for homeowners looking to safeguard their investment without breaking the bank.

Before purchasing, evaluate your home’s specific needs, compare plans, and consider any add-ons you might require. This will ensure you get the best value for your money and the right level of protection.

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